Institutional data built for verifiable risk underwriting
From free decentralized insurance analytics in Explorer to real-time Snowflake Datashare and programmatic SQL subgraphs for institutional reinsurance funds.
Community
For retail researchers & community actuaries
Core access to decentralized insurance TVL, solvency ratios, and parametric incident ledgers.
- Full InsurChain Explorer dashboard
- 24-hour delayed solvency metrics
- 100 API queries / day
- Standard CSV data downloads
- No SQL Studio or custom models
- No Snowflake / Datashare
Pro Analyst
For DeFi risk analysts, auditors & DAOs
Instant access to sub-second parametric oracle feeds, live SQL queries, and spreadsheets integration.
- Real-time subsecond solvency updates
- InsurChain Studio (Web SQL IDE)
- 50,000 API calls / month
- Google Sheets & Excel Live Plugins
- Model Context Protocol (MCP) AI Server
- Webhook alerts on capital solvency breaches
Institutional
For reinsurers, hedge funds & rating agencies
Direct petabyte-scale data sharing, custom actuarial curve fitting, and dedicated enterprise support.
- Live Snowflake, BigQuery & Databricks Datashare
- Unlimited API throughput & dedicated egress
- Custom Solvency II & VaR 99.5% models
- 99.99% uptime SLA guarantee
- Dedicated actuarial engineer & Slack channel
- Multi-seat team workspace with SSO & SAML
Estimate your protocol query & data requirements
Running full archive nodes across 8 chains and calibrating parametric loss distributions internally requires 2 full-time actuarial data engineers ($18,000+/mo). InsurChain saves you over 80% on compute and infrastructure overhead.
Detailed Plan Comparison
Granular breakdown of data latency, actuarial metrics, developer toolkits, and support SLAs.
| Feature Category & Specs | Community | Pro Analyst | Institutional |
|---|---|---|---|
| 1. Data Freshness & Feeds | |||
| Capital Pool TVL Latency | 24 Hours | Sub-second Live | Sub-second Live + Egress |
| Solvency & Capital Adequacy Ratios (CAR) | Daily Snapshots | Real-time Per Block | Real-time Block + Mempool |
| Parametric Claim & Payout Feed | Standard | Instant Webhooks | Instant Webhooks + Zero-Loss Tunnel |
| Historical Data Archive | 90 Days | All History (from 2020) | Raw Genesis L1/L2 Traces |
| 2. Analytics Platforms & Tools | |||
| InsurChain Explorer Dashboard | |||
| InsurChain Studio (SQL IDE) | |||
| Google Sheets & Microsoft Excel Add-ins | |||
| Model Context Protocol (MCP) AI Server | |||
| Snowflake & BigQuery Datashare | |||
| 3. API & Data Quotas | |||
| Monthly API Calls Included | 3,000 / mo | 50,000 / mo | Custom / Unlimited |
| Rate Limits | 5 req / sec | 50 req / sec | 500+ req / sec (Dedicated) |
| Export Formats | CSV | CSV, JSON, Parquet | Direct S3 / Iceberg / Parquet |
| 4. Support & Compliance | |||
| Support Channel | Public Discord | Priority Email & Discord | Dedicated Slack / Telegram + Phone |
| Uptime Service Level Agreement (SLA) | None | 99.5% Best Effort | 99.99% Financial SLA |
| Custom Contract & Invoice Billing | |||
Frequently Asked Questions
Everything you need to know about billing, data integrity, and institutional integrations.
How does InsurChain calculate protocol Solvency Ratios?
Can I pay for Pro or Institutional subscriptions in cryptocurrency?
What happens if my protocol exceeds the monthly API call limit?
Can we connect InsurChain tables directly to our internal Snowflake data warehouse?
Empower your actuarial modeling today
Join over 12,000 decentralized insurance researchers, underwriters, and protocol teams utilizing InsurChain for institutional solvency intelligence.